Credit Counseling

Credit Counseling is the logical start point for many successful debt relief strategies because many people realize that debt is a major problem, and they need help. The value of seeking professional help is universally understood. If you are very sick you will go to a doctor if you can, or the hospital. If you are in legal trouble you will usually seek the services of a competent qualified lawyer, if able.

No cost, no commitment, no risk.  All initial consultations are free! Schedule your on-to-one free phone appointment with a qualified counselor – certified and trained in consumer credit, finance and debt management, and personal budgeting. Would like to evaluate your current situation with a credit and debt professional for free? Learn more and determine if you are a candidate qualified for professional debt relief services.

Please complete the form to schedule your free credit and debt counseling appointment.  

Free Credit Counseling

At National Debt Law we freely inform, counsel and self-empower American consumers to resolve and recover from debt problems and also offer professional debt relief options to qualified clients.  When self-discipline and information and electronic tools are not enough, debt relief options are specifically-designed for individuals seeking trust-worthy one-to-one help.

Free Debt Relief Information and Debt Relief Tools, Professional Debt Relief Options and  Services.

Continuing debt and credit counseling is included free for qualified clients. Is significant outstanding unsecured debt is a problem you want to solve? We privately discuss your entire financial situation with you and counsel you to determine a personalized debt management plan that will realistically resolve your debt issues in a timely manner. We help you manage your future personal finances with self-help debt relief tools for budgeting. Learn strategies and access tools and techniques to handle your debt.

Understanding Credit Counseling

Individuals facing financial difficulties experience very different situations. That’s why, when you contact National Debt Law we will help you determine the best way to approach your situation, and provide you the best credit counseling service options possible.

Once qualified through our counseling center, professionally trained and certified counselors will help you evaluate your current financial situation. You’ll be provided with a detailed review of your income, assets and expenses and provided self-help to manage finances and debt. You’ll be provided personalized options based on your goals, which may include social service referrals, educational materials and resources including a Debt Management Plan.

If a Debt Management Plan is your best option we will provide you with the complete program and detail in the counseling session. Debt relief options are available and if your debt problems are deep and long-lasting, if your debt is serious enough to warrant professional help… then you are not alone.

National Debt Law is here to help and provide you the best debt solutions for you and your situation. To discuss your particular needs, our debt management and credit counselors are available to talk one-to-one about your debt problem Monday-Friday 9:00  am – to 7:00 pm.

Non Profits and Credit Counseling

There are non-profit organizations that offer services through local offices, online, or on the phone. If possible, find an organization that offers one-to-one counseling. Some universities, military bases, credit unions, housing authorities and branches of the U.S. Cooperative Extension Service may also operate non-profit credit counseling programs for their students, members or employees. If you do not belong to their organizations however you will not allow you to access or benefit from the services.

Also remember that nothing of value is given away freely in business, or without reason and cause. Who sponsors and pays for free credit counseling… and why? Also realize that a non-profit status doesn’t guarantee that credit counseling services are free, or affordable or even legitimate. According to the FCC, some credit counseling organizations masked as non-profits actually charge extremely high fees which they may hide, or urge their clients to make “voluntary” contributions that can cause more debt. As in all things, please do your research and be wary of free financial services without full disclaimer of costs and intention.

Credit Counseling Services

Individuals facing financial difficulties experience very different situations. That’s why, when you contact National Debt Law we will help you determine the best way to approach your situation, and provide you the best credit counseling service options possible.

Once qualified through our counseling center, professionally trained and certified counselors will help you evaluate your current financial situation. You’ll be provided with a detailed review of your income, assets and expenses and provided self-help to manage finances and debt. You’ll be provided personalized options based on your goals, which may include social service referrals, educational materials and resources including a Debt Management Plan.

If a Debt Management Plan is your best option we will provide you with the complete program and detail in the counseling session. Debt relief options are available and if your debt problems are deep and long-lasting, if your debt is serious enough to warrant professional help… then you are not alone.

National Debt Law is here to help and provide you the best debt solutions for you and your situation. To discuss your particular needs, our debt management and credit counselors are available to talk one-to-one about your debt problem Monday-Friday 9:00  am – to 7:00 pm.

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